What Is Medical Insurance Like in Other Countries?


A reasonable monthly health insurance can cost anywhere from a few hundred dollars to a thousand, depending on your age and your working field. Thus, it comes as no surprise that enjoying proper healthcare in the USA is a luxury for many. However, the healthcare system is entirely different in other parts of the world, and the American expats are the first ones to notice.

Medical insurance in India

The healthcare system in India is dominated by the private sector, even though several public healthcare facilities provide free treatments and medication to poor people.

The treatment costs in the hospital depend on the facilities used, as well as the financial condition of the patient. Similar to the United States, financially potent Indian citizens will have access to improved treatments and medical facilities.

Since most people from India are too poor to afford medical insurance, primary health care is offered by district hospitals.


Medical insurance in Israel

With a high life expectancy of 82,5 years, it comes as no surprise that Israel’s healthcare system is one based on performance. The country has been running a universal healthcare system since 1995. All citizens must pay a monthly health insurance tax but will have access to both diagnosis and treatment.

The coverage includes preventive medicine, hospitalization, first aid, hospital transportation, and the treatment of a wide variety of diseases and medical conditions. Israel is one of the few countries in which the public healthcare system also provides coverage for various infertility treatments and procedures, as well as treatment and recovery from addictions or physiotherapy.


Medical insurances in Europe

The entire continent benefits from publicly provided universal healthcare although its coverage varies from one country to another. In most countries from the European Union, for a monthly tax, you will receive basic and sick coverage, while others extend their services to other areas, including dental insurances, and prevention.

Several countries from the old continent also provide a two-tier health care system, where people pay for the mandatory insurance that covers treatment in public facilities but also have the option of private insurance that includes more advanced medical fields.

Usually, multinational companies are the ones that offer additional medical insurance to their employees to cover more needs.

You will often find that countries like France, Germany, Austria, Norway, Sweden, and the Netherlands are amongst the ones that provide the highest quality medical services in the world.

Medical insurance in Canada

The Canada Health Act was initially passed in 1984, but it was not until 1999 that it included the entire medical sector. The system is mainly publicly funded even though private hospitals and medical institutions provide most of the diagnoses and treatments.

There are also many public hospitals that provide standard health care to all patients, regardless of their age or medical conditions. Individuals and private companies pay almost 30% of health care in Canada.

Besides, most Canadians own private medical insurance provided by their employers that is designed to entirely or partially cover the cost of other medical services that are not included in the public system. This extends to eye care, dental insurance, and prescription drugs.


What is a Hoyer lift?


No matter how much we would want to stay young in our hearts, there comes a time when our bodies won’t be able to keep up with our desires anymore. Fine wrinkles, heart affections, and reduced mobility are just some of the signs that no one lives forever and facing that could be scary.

In most cases, seniors are mainly affected by the fact that they cannot move as fast as they used to before. With age, it will be more and more difficult for older people to walk, run or perform simply house chores. Unfortunately, in just a few years, it will become almost impossible for them to move and they will require help.

Caretakers and nurses are usually the ones who have to move patients, in an attempt to make them feel more comfortable, but this could change, thanks to certain revolutionary products like a Hoyer lift.

What is this product?

The product is perfect for seniors and people who need to be moved from one location to the other without requiring a dozen nurses and caretakers.

It is based on electronic or pneumatic leverage to raise an individual off a surface and transport him or her to another location without the additional stress. The patients can be lifted and moved easily while they are lying down or sitting.

The product consists of many parts and is delivered with step-by-step instructions that allow you to assemble it and learn how to use it quickly. It comes in handy because it will reduce the risk of injuries and the level of unnecessary stress.


How to choose the right product?

There are many well-known brands of lifters available on the market, so finding the right one for you could prove a tricky quest.

The first thing you should take into account when opting for a Hoyer lift is the size. It should roughly match the size of the patient without being uncomfortable for caretakers to operate it. In searching for the perfect sling size, you need to consider the senior’s hip measurement and weight.

Do not opt for products that cannot support the weight of your patient and try to find the closest possible size. A sling that is too large may cause the patient to slip out, while a sling that is too small might interfere with the patient’s medical condition, and cause stress or additional injuries.


Who can benefit from a Hoyer lift?

The Hoyer lifts are used in both private and public settings. It is perfect for caregivers and patients alike. A lift can be operated by one or two caregivers, which makes it a lot more convenient to transport old people or those who suffer from mobility problems. The right lift could benefit people with total paralysis, those who are recovering after surgeries or seniors.


Is Using Radar Detectors Illegal?

Legal debates on radar detectors


There is quite a lot of controversy surrounding the use of radar detectors, because they do not only foil police’s attempts to determine who is breaking the law, but they encourage the practice of driving at illegal speeds that seriously increase the chance of accidents.

Because each state has a different legislation regarding the use of radar detectors in 2017, it is quite difficult for lawmakers to get to an accord on the matter. While most states do not ban the use of radar detectors, there are places where such devices are tied to other law obstructions, such as obstruction of the view through the windshield. The only state that bans the use of radar detectors is Virginia, while in District of Columbia, the use of radar gun detectors is considered illegal.

So, it is important to know the rules in your state or wherever you want to travel, before installing the radar detection device on your dashboard. Even if you may not get a speeding ticket, you may still find yourself in an unpleasant situation and have to pay some fee for obstructing the law.


The use of radar detectors is a matter of great controversy, due to the fact that motorists, on one hand, want to be able to reduce their chance of getting a speeding ticket, while lawmakers and the police, on the other, say that they cannot do their job because they are prevented to do so.

The thing is that not getting speeding tickets can make people less aware of the dangers of driving at over-the-limit speeds. At higher speeds, your reflexes and capacity to react are greatly reduced and you are in more danger of getting involved in a life threatening accident for you or other participants to the traffic.


What Aspects to Keep in Mind When Buying a Drill Press


When you go shopping for the best drill press for your needs, there are a few aspects to keep in mind. They are presented below.

This may look like a no brainer, but there is actually a bit more than you may think about the power of a certain model. Indeed, as you already know, more power means that your machinery will be able to drill through tougher materials, and do so faster. However, what you may not be aware of is that a more powerful motor usually lasts longer, which means that it is worth making an investment in a model with more horsepower on its specs.

Whether you like drilling metal or wood, you are most probably well aware that different projects require different tools and different approaches. When you use a drill press, one of the most important things to keep in mind is whether the model comes with enough RPM levels. The spinning speed of the drill press is important, as each type of material requires a different RPM levels. Professional models come with at least 16 RPM levels, so keep an eye open for those.


Do you intend to drill only straight holes? Or do you prefer to keep your options open? If you answered ‘yes’ to the second question, it is highly recommended to get a drill press with an adjustable table. This will allow you to drill angled holes with ease and with the same accuracy as you would straight holes.

Do not forget about throat depth, a spec that gives you a clear idea about how large the piece of material you will work with can be. The radius of a wood log, for instance, must be inferior to this number, if you want to use your drill press for drilling holes in it.


Article sources:

  1. Britannica

The Lowrance 000-11448-00 is a disappointing fish finder

I was looking for an affordable fish finder that did the trick under most circumstances, so I ordered the Lowrance 000-11448- 001 from Amazon. While this was not supposed to be a negative review, I’ll have to go into all the detail and the reasons I’m so unimpressed by the way this item serves its purpose. Or rather, it does not.

Since this is not the first unit I’ve put my hands on, I figured I knew the basics of operating a fish finder correctly. Some of the most annoying things about the Lowrance 000-11448- 001 range from the lack of accuracy to low performance at high speeds. In addition, the size of the screen is counter-productive, particularly if one’s looking at the display while the sun is up in the sky. I’ve had trouble with deciphering the data regarding the depth readout as the figures seem to be way too small for me to understand while I was in my boat seat. In my opinion, reading the information shown on the screen shouldn’t be so difficult, especially since both I and the fish finder are stationary.

What’s more, I would like to point out that the instructions provided in the box were anything but straightforward. As I mentioned before, this isn’t the first time I’ve used such a device, but I find the interface to be anything other than user-friendly. Even though I realize that the Lowrance 000-11448- 001 is a cheap product in the line, what with it costing less than one hundred and fifty bucks, I believe that my money would have been better spent if I had chosen a two-hundred-dollar portable smart fish finder. Another thing that I disliked about this Lowrance model is the fact that there doesn’t seem to be any info with regard to the temperature of the water. As any fisherman knows, this is a crucial factor when trying to figure out what fish species you’re targeting. Some like it hotter, whereas others like it chillier.

To give you an example of just how untrustworthy the readings offered by this device can be, I’m going to tell you that I was in the middle of a lake when the unit was telling me that the water depth was of about thirteen feet. That was impossible as I had fished in the same place before using a different fish finder. I have a friend who, regrettably, got the same Lowrance 000-11448- 001 and he says that the model wasn’t capable of signaling a single trout in a river filled with fish.

To sum up, I don’t recommend buying this product for all the reasons I’ve mentioned earlier on. It’s an unreliable, inaccurate, and worthless unit that won’t help you under any circumstances. Spend your money on something worth the while instead of getting this Lowrance fish finder.

How to Get Your Kids to Enjoy Fishing


Kids are not known to be the biggest fans of fishing, but I guess that happens because they have not yet gotten the real taste of this enjoyable pastime. Here are some of the things I do to get my kids to enjoy our fishing adventures as much as I.


Everyone in my family has a role when we go fishing. My youngest daughter, Carla, is in charge of the baits, while my son, Kevin, loves playing with the fish finder. I think it is quite normal for kids living in the age of electronics to be so fond of such devices. Plus, I am starting to believe that he is doing a much better job at reading the fish finder screen than I do.

The main argument you most have probably heard a thousand times from your kids is that they will get bored while you see about your fishing. These adventures should never be boring. Teach your kids about fishing and get them involved in all kinds of water related activities. Again, putting them in charge of the fish finder will get them pretty involved and they may even become more into fishing than you are.



While you are on a fishing trip, not everything should be about fishing. What you can do is organize small outings, such as a nice picnic, where everyone can enjoy their favorite foods. It is well known how important is for kids’ health to get to run and play in a natural environment.

If you plan your next fishing trip wisely, your kids may just start sharing your passion for catching fish. Don’t forget to pack a fish finder, as well, since it will certainly get the children interested and involved in what you love so much.


Great Features You Can Find on Toasters


Essential Featues for Reliable Toasters


2 slot toasters are a common presence in kitchens around the world, and many people believe that they do nothing more but toast bread. Actually, more advanced models come equipped with so interesting features that they are really worth mentioning. Here are some of these functionalities that may make you wonder just how far toasters have come to.


More modern toasters can now come along with an incorporated egg cooker. Basically, you will be able to cook an entire breakfast, using only your faithful toaster. You can make poached eggs and even scrambled eggs, depending on your preferences. Along with two slices of toasted bread, these will make for a perfect balanced breakfast.



You may notice while you look around for toasters that some comes with something called the Bagel function. Simply put, this function helps you warm up your bagels and enjoy their great taste, without risking to burn them. Normally, you will not be able to reheat bagels too well, if you use a regular toaster, because these tend to burn the exterior, while the interior remains soggy. If you are a big fan of bagels, consider this possibility.



No one likes the idea of having to stuff their fingers inside the toaster, in order to get their toasted slices of bread out. The latest models now come with a high rise lift that removes completely this issue. Especially if you intend to toast bread that is shorter than standard varieties, not being able to pull it out easily becomes a problem.



In case you love toasting larger pastries, you will take full advantage of the extra wide slots some toasters come with today. Stuffing muffins or bagels inside becomes much easier, and you can enjoy any kind of pastry you like.


Preparing Your RV for Winter


RV travels are a fixture in summer, but as the cold weather is closing in, you need to consider some measures to prepare your loyal RV for winter.


Find your mobile home a winter home

The first thing to keep in mind when you decide to prepare your RV for winter is where you are going to store it away. It is very important that the structure you choose has some kind of climate control. After all, you want your RV to be good and ready to use, once the nice weather is back and you want to go on an RV trip.

Check both the inside and the outside

For your RV to be in top notch condition when you take it out of its winter shelter, it is paramount to leave it like that in the first place. Check the inside for any needed repairs, and especially pay attention to the fabric that should be dry and clean. This way, you will not have to worry about mold and the havoc it can wreck inside. After that, check the exterior, too, for any cracks and holes that may let the air outside get inside and cause problems. Use special sealant if needed.


Prepare the tires, too

Make sure that the tires of your RV are prepared for winter, too. Wash them well and then overinflate them a bit. This is a very useful piece of advice. As you may well know, rubber tends to deflate when left in the same place for longer times; by overinflating your tires a bit, you ensure that this deflation process will not make the RV difficult to move once summer is back. To further ensure the integrity of your tires, you can use some pieces of wood to support the tires off the ground, so that the rubber does not get in contact with water that may pool on the floor.


Interesting articles related to other accesories you can find on:


  1. http://thewirecutter.com/reviews/best-car-gps/

Important Features for a Safe Car Seat for Your Kid


Safety conscious parents are continuously seeking for the safest car seats they can find and they are often wondering what features they should look for. The next list will help you decide faster between different models and you will manage to get the safest car seat for your baby.


A 5 point harness


Gone are the days when a 3 point harness was considered enough for properly protecting a baby’s vulnerable body. The 5 point harness has become the norm and now you should not settle for anything less. The main advantage of this type of harness is that it reduces the chances of ejection for the child in case of a car crash.


Wide straps


If you are taking a closer look at the harness, you will notice that there are models that come with wider straps, and some with thinner straps. The problem with thinner straps is that they can get tangled with ease, which means that they will not be able to serve their purpose, that of keeping your kid safe.


A solid base for an infant carrier


Especially car seats designed for infants should come with a solid base. The main role of a solid base is to absorb much of the energy produced by the force on impact during an accident. A good solid base also offers the car seat enough stability to make it a great choice for parents.


Watch out for the size


Not all car seats are created equal and you should pay attention to their size, especially if your car is medium or even small size. Getting the right size car seat for your vehicle is paramount for your baby’s safety, as you will not be able to stuff an oversized seat on the back seat of your car, no matter how much you will try.

How I Relax After Playing Soccer


I’ve been playing soccer all my life. Even as a little boy I enjoyed every bit of it. This hobby soon became a passion, I don’t regret getting hooked on to the game. I played really well while at school and college. After I got a job I continued to play soccer with my friends every weekend. When I was young, the aches and pains weren’t as bad and my feet didn’t feel so sore after a tough soccer match, or maybe I just don’t remember those days that well.


Anyway, ever since I passed out of college, I haven’t been playing soccer as regularly as I used to, which is why I’m not in a great shape to play a game. I work all weekdays and play at least once in the weekends. I’m lucky to have a girlfriend who understands me and gives me my space.  She’s so amazing that she gifted me my very own foot spa massager, so that I can relax after a game of soccer. Initially, I thought of it as a feminine tantrum and I told her I wouldn’t use it ever. Somehow she managed to convince me to try it at least once and I’ve been hooked on to it ever since.

A foot spa isn’t just for women, men too can use it and trust me it’s one of the most relaxing experiences you’ve ever had. I don’t suffer from sore feet anymore and I end up feeling great with a foot spa session after a soccer game. I do this at home, no one knows about it. I know my friends will make fun of me for using it, but as long as it works wonders for me it will remain a part of my after-soccer relaxation regime.


The benefits of a foot spa are numerous. It relaxes my tired feet and all the leg muscles after a soccer game. The foot spa massager that I own, have various modes ranging from  a complete massage or a gentle soothing one to match the mood I’m in. I don’t need anyone to massage my tired feet. While using it I can sit, relax and watch my favorite TV shows.


It’s a great investment for men and women. If you’ve been spending time and money at foot spas, it’s preferable to buy one of these foot spa massagers that work just as well. To get a DIY foot spa for home, you have to spend only a fraction of the total money you might have spent till now, for professional spas. This is a onetime investment that is great not only for those who engage in regular sports but also for people who have to move around a lot at their workplace and lead a hectic life. I treat myself to a foot massage on weekdays too, because it takes away all the stress of workplace as well.


It helps me relax my entire body and I sleep like a baby. It improves my foot and leg blood circulation, which is an added advantage. Initially, I was skeptical about a foot spa massager, but now I can’t imagine a week without it. I am so happy with the results that I no longer feel ashamed to share my experience with my team members at soccer. Believe me they have also started using  this wonderful device.


How to Prevent Injuries When Training with a Heavy Bag

Working out using a punching bag is very beneficial for developing self defense skills and cardiovascular conditioning. However, like it may happen with any other piece of equipment, training in an improper manner can lead to injuries. Let’s learn what to do in order to prevent unwanted accidents when training with a heavy bag.


Use gloves – There is a reason why boxers walk into the ring with gloves on their hands. And there is a strong reason why gloves are recommended while training, as well. What happens is that when you are hitting a heavy bag with your hands, all the complex joints and bones in them suffer an impact. The force of your hit can turn against you by causing really nasty injuries to your hands that may even prevent you from training for months.


Balance the strength of your punch – Stronger and harder do not necessarily equal better when training with a heavy bag. A very strong hard punch can lead to injuries to your elbow and shoulder. Remember that your arm is made of joints, and not only of muscles, and if you don’t respect them, the consequences will be dire. Martial arts trainees know the importance of balancing the strength of their punches so they do not end up injured.


Make a proper fist – There are thousands of ways of landing a poor punch that can be followed by injuries, but only one to land a perfect punch that will not jeopardize your health. That way is making a proper fist. Here are the steps:


  • Open your hand and hold it relaxed
  • Clench and roll your fingers starting with the top
  • Roll the thumb over the first two fingers, placing it between the first and second joints


This way, you will be able to focus the power of your punches on the two knuckles, which are the most powerful, without putting unnecessary strain on your wrists.